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Terms of website use

This page sets out the terms and conditions (the 'Terms') on which you may use this website www.bancosabadelluk.com (the 'Site'), whether as a guest or a registered user. Before using this Site, you should read the Terms carefully as well as our Website Privacy Policy and Cookie Policy.

All our products and services and those of other members of the Banco Sabadell Group are subject to their own terms and conditions (the 'Product Terms'). You must read both the Product Terms and these Terms. To the extent that the Product Terms conflict with these Terms then the Product Terms will prevail.

We may revise the Terms at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you.

Information about us

www.bancosabadelluk.com is operated by Banco de Sabadell S.A. a limited company incorporated under the laws of Spain and registered with the Companies Registry of Alicante, 4070, folio 1, sheet A-156980. Its registered office is at Avda. Óscar Esplá 37, Alicante and it is the holder of tax identification number A08000143.

The London branch of Banco de Sabadell, S.A. is registered at Companies House (branch registration number BR018431) with offices at Leadenhall Building, 122 Leadenhall Street, London EC3V 4AB. Its registered VAT number is GB 245 2407 80.

Banco de Sabadell, S.A. is authorised by the Bank of Spain and our London branch is subject to limited regulation by the Prudential Regulation Authority and the Financial Conduct Authority in the UK. We are entered in the UK Financial Services Register with firm reference number 204720.

Banco de Sabadell, S.A. is covered by the Banca de España (Bank of Spain) deposit protection scheme known as Fondos de Garantía de Depósitos www.fgd.es (FGD). The FGD can pay compensation to depositors if a bank is unable to meet its financial obligations.

We are a member of the Financial Ombudsman Scheme.

Privacy

Our Website Privacy Policy applies to personal data we collect from you when you use our Site.

If you are a customer, or otherwise have a relationship with us, we may also have provided you with a separate privacy notice setting out how we use your personal data which will also apply.

Some of the links on our Site may lead to Banco Sabadell Group websites or third-party websites with their own privacy notices. These may be different to our privacy policy and you should read those notices carefully.

Accessing the Site

The material on the Site is addressed only to the UK market and is not intended for persons residing in other jurisdictions. We do not represent that content available on or through our Site is appropriate for use or available in other locations.

Access to the Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on the Site without notice (see below). We will not be liable if for any reason the Site is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of the Site, or the entire Site, to users who have registered with us.

Neither the information, nor any opinion contained in the Site constitutes an offer to sell or solicitation or an offer to buy any securities or financial instruments or any advice or recommendation with respect to such securities or other financial instruments.

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms.

You are responsible for making all arrangements necessary for you to have access to the Site. You are also responsible for ensuring that all persons who access the Site using your computer or through your internet connection are aware of the Terms and that they comply with them.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in the Site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any pages from the Site for your personal reference and you may draw the attention of others within your organisation to material posted on the Site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status, and that of any identified contributors, as the authors of material on the Site must always be acknowledged.

You must not use any part of the materials on the Site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of the Site in breach of the Terms of use, your right to use the Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

The Site must not be framed on any other site, nor may you create a link to any part of the Site unless you first get our written permission.

Logo and Logo and Logo are European Union registered trade marks of Banco de Sabadell S.A.

Limitation of liability

The following clauses exclude or limit our legal liability for the Site. You should read them carefully. They all apply only as far as the law permits, and in particular we do not exclude or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000 or the rules of the FCA for the conduct of business.

Commentary and other materials posted on the Site are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to the Site, or by anyone who may be informed of any of its contents.

We aim to update the Site regularly, and may change the content at any time. If the need arises, we may suspend access to the Site, or close it indefinitely. Any of the material on the Site may be out of date at any given time, and we are under no obligation to update such material.

The material displayed on the Site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:

Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception, loss or alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to us or any message sent by us to you over the Internet.

Nothing in the Terms will affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Viruses, hacking and other offences

You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack the Site via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any material posted on it, or on any website linked to it.

Links from our site

Where the Site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Governing law and jurisdiction

The Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

The English courts will have non-exclusive jurisdiction over any claim arising from, or related to, any dispute which may arise. We retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.

Contacting us

If you have any concerns about material which appears on the Site, please contact us by email to 0800london@bancsabadell.com or using the contact details on the Site.